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Subrogation investigation refers to the process of investigating and pursuing a claim on behalf of an insurance company to recover funds it has paid out as a result of an insurance claim. Subrogation typically arises in the context of property and casualty insurance, such as auto insurance, homeowner's insurance, or commercial property insurance.

Here's how subrogation investigations work

Insurance Claim Payment: When an insurance company pays out a claim to its policyholder for damages or losses, the insurance company may have the right to recover those funds if a third party is responsible for the incident that led to the claim.


Identifying Responsible Parties: Subrogation investigators are tasked with identifying the responsible party or parties who may be legally liable for the damages. This could include individuals, businesses, or other entities whose actions or negligence contributed to the loss.


Gathering Evidence: Investigators collect evidence, such as accident reports, witness statements, photographs, and other relevant documentation, to establish liability and prove the case.


Negotiation or Legal Action: Once sufficient evidence is gathered, the insurance company may attempt to negotiate with the responsible party to recover the funds paid out in the claim. If negotiations fail, the insurance company may pursue legal action, such as filing a lawsuit, to recover the funds.


Recovery of Funds: If successful, the insurance company recovers the funds it paid out in the claim, which can help offset the costs of the claim and potentially reduce insurance premiums for policyholders.


Subrogation investigations are often conducted by specialized subrogation teams within insurance companies or by independent subrogation firms. These investigations require a thorough understanding of insurance law, liability assessment, and the legal process for pursuing recovery.


It's important to note that not all insurance claims result in subrogation investigations. Subrogation typically applies when a third party is at fault and legally responsible for the damages, allowing the insurance company to seek reimbursement on behalf of its policyholder.



Legal Eye Investigations, LLC can be a valuable partner for your subrogation investigation needs. Our experienced team of private investigators is well-equipped to assist insurance companies, businesses, and individuals in identifying responsible parties and gathering critical evidence to support subrogation claims. Here's how we can help:

Thorough Investigations: Our skilled investigators conduct thorough investigations to determine liability and gather evidence. We use a combination of fieldwork, interviews, document reviews, and other investigative techniques to build a strong case.

Evidence Collection: We specialize in collecting the evidence needed to support your subrogation claim. This includes accident reports, witness statements, photographic evidence, and any other relevant documentation that can establish liability.

Legal Expertise: Our team has a deep understanding of insurance law and subrogation principles. We work closely with legal professionals, including attorneys and claims adjusters, to ensure that the investigation aligns with legal requirements and strategies.

Negotiation Support: If negotiation is part of your subrogation strategy, we can provide valuable support by presenting a well-documented case and working toward a fair settlement with the responsible party.

Litigation Assistance: In cases where negotiation fails to yield results, we can assist in preparing for litigation. Our investigators can help you build a strong case to pursue legal action and recover the funds owed.

Efficiency and Timeliness: We understand the importance of time-sensitive subrogation investigations. Our team is committed to working efficiently to meet your deadlines and help you recover funds as quickly as possible.

Customized Solutions: Every subrogation case is unique, and we tailor our investigative approach to meet the specific needs of your case. Whether it's a property damage claim, personal injury case, or any other subrogation matter, we adapt our methods accordingly.

By partnering with Legal Eye Investigations, LLC, you can benefit from our expertise and dedication to delivering results. We aim to maximize your chances of successful subrogation recovery while reducing the administrative burden on your organization. If you have subrogation investigation needs, contact us today to discuss how we can assist you in achieving your goals.

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